Insurance for the unexpected
If you were to pass, who would provide for your loved ones. Let us help up put a plan in place for the ones you love the most.
Why do you need Life Insurance
If you were to pass who would take care of your family, who would pay for your debt, who would take care of your children’s college tuition or even your daughter’s wedding. For these reasons and more is why you NEED life insurance.
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Life Insurance FAQ
How much life insurance do you need?
Often as insurance agents we are asked how much life insurance is needed. Sometimes the amount of insurance needed can be scary. I always tell my clients to consider a few things.
- What is the amount of debt you have that you would like to have handled? Would you like your mortgage to be paid off for your family? Would you like to have any credit card debt paid, maybe a car note?
- What is the amount you would like to leave for someone who depends on your income? If you have someone who depends on your income would you like to leave them a year worth of your income, two, five maybe ten?
- What is the amount of your final expenses? Did you know funerals start around $5k for the basics and go up from there? You could easily spend $15k on the cost of final expenses.
- Any other cost you would want to covered after your passing. Maybe your children’s college education? Maybe a nest egg for your spouse or parents? Maybe there is a charity you would like to donate to? All of this can be something included in your life insurance.