Serving Our Community for More Than Four Years: Get to Know Crain Insurance Group
For more than four years, Crain Insurance Group has had the privilege of helping individuals, families, and business owners protect what they have worked so hard to build. While our agency isn’t new, you may begin seeing more of us online. We’re bringing a more...
New Year’s Eve and Insurance: Ring in the New Year Safely and Smartly
New Year’s Eve is a time of celebration, reflection, and anticipation. Whether you’re hosting a party at home, traveling to a big city event, or simply enjoying a quiet night with loved ones, it’s also a time when risks can increase, from accidents and property damage...
Winter Power Outages and Spoiled Food: Can You File a Claim?
When the winter winds blow and the temperatures drop, the last thing you want to deal with is a power outage. But for many homeowners, losing electricity during the coldest months of the year is an all-too-common experience. And beyond the inconvenience and...
What If Your Heat Goes Out in the Middle of Winter?
As temperatures plummet during the winter months, a warm home isn’t just about comfort, it’s about safety. So, what happens if your heat suddenly stops working in the dead of winter? Whether due to a power outage, a furnace breakdown, or frozen fuel lines, a heating...
Preventing Frozen Pipes and Water Damage This Winter
When winter rolls in and temperatures drop, your home faces a hidden threat that can turn into a costly disaster: frozen pipes. A burst pipe from freezing can release hundreds of gallons of water per hour, damaging walls, flooring, insulation, and personal belongings....
Holiday Decorating Tips to Keep Your Home Festive and Safe
The holiday season is a time for twinkling lights, glowing candles, and homes decked out in festive cheer. But behind the sparkle, there are real risks that can turn holiday magic into a costly insurance claim. At Crain Insurance Group, we love a beautifully decorated...
Is Mold More Common in the Fall? What to Watch for and How Insurance Handles It
When most people think of fall, they imagine colorful leaves, pumpkin spice, and cozy sweaters, not mold. Yet as temperatures cool and humidity lingers, fall becomes one of the most active seasons for mold growth, especially in areas prone to moisture and poor...
Wildlife Intrusion in the Fall: What’s Covered and How to Prevent It
As the air turns cooler and daylight hours shorten, humans aren’t the only ones preparing for winter, so is wildlife. In fall, animals like squirrels, raccoons, bats, and rodents begin seeking shelter, and your warm, dry home can look like the perfect refuge. While it...
Insurance Tips as the Days Get Shorter and the Nights Get Colder
As summer fades and autumn settles in, the days grow shorter, and the air turns crisp. While fall brings pumpkin spice, football, and cozy evenings, it also ushers in new risks for homeowners and drivers alike. Shorter daylight hours and colder temperatures can lead...
What Happens If Your Car Is Totaled? A Complete Guide for Drivers
No one plans on totaling their car. But accidents, storms, and other unexpected events can leave your vehicle so damaged that it’s declared a “total loss” by your insurance company. If this happens, it’s normal to feel overwhelmed. What happens next? How much will...